If you’ve got a mortgage on your home, it’s well worth checking to see whether you might be able to remortgage to a better deal.

Remortgaging, particularly if you are currently languishing on your lender’s standard variable rate, could potentially trim tens or even hundreds of pounds off your monthly mortgage payments. There are plenty of other reasons you might want to remortgage, as well as saving money. Perhaps you want to borrow money against your property to cover the cost of home improvements, pay off more expensive debts or even raise money to purchase another property?

Whatever your remortgage requirements at Mor-Invest Ltd we are here to help. We can provide you with expert mortgage advice on the best mortgage deal to make the remortgage process as straightforward as possible. here’s what you need to know.

• You have a good enough credit record for the lender to accept you
• You already have a mortgage or another financial product with a lender.
• You own enough of your property to match the loan to value (LTV). For example, if a mortgage has an LTV of 60%, you will need to already own at least 40% of the property’s value.